I cannot list all of them because there are way too many. The Securities and Exchange Commission (SEC) also has some minimum investor standards for P2P lending. It has about 30’000 members. They already have 30’000 users and are managing more than 200 million CHF. Since it is not well regulated, many platforms are not very trustworthy. It is not bad, but not that great either. So they could be in trouble. And you can often invest with as little as 10 CHF. Peer to Peer (P2P) lending is a relatively new type of investment, launching in New Zealand in 2014. Both Lending Club and Prosper allow you to invest via a traditional taxable investment account or via an IRA tax-deferred investment account. One of the hottest trends in investing right now is peer-to-peer (P2P) lending. But the fees of 0.75% are pretty bad on top of loans that do not have high-interest rates. Greed took the best part of people. (Disclosure: Some of the links below may be affiliate links). Potential lender investors can agree to loan part ‘ or all ‘ of the money the borrower is asking for. © 2021 Clark Howard Inc. By using this website, you accept the terms of our Visitor Agreement and Privacy Policy, and understand your options regarding Ad Choices. They are managing about 200 million CHF of loans. And the platform is then matching lenders and borrowers. I have only focused on the ones that seem the most popular. They have loans from 3.9% to 9.9%. What about you? We talk with Brendan Ross about leveraging P2P loans like a millionaire. But I have not seen a loan with more than 13% in a long time. You can choose a platform mix, custom mix, or do it manually. For example, it might become less attractive for Europeans to invest in UK-based P2P lending platforms following Brexit. Many borrowers are avoiding traditional bank loans and turning to peer-to-peer lending for their financial needs. I have only invested 700 EUR since October 2018. They have fees of  1% per year you lend money. I know some people invest everything into P2P Lending. The advantage of P2P lending is that even small investors with little capital can invest and grow their capital. This is the very best way to profit from P2P lending. We should discuss the benefits of P2P Lending. Most peer-to-peer (also called P2P) loans are funded by several different investors, and as the loan payment is made each month, a portion of the payment goes back to each of the different investors involved with the loan. And it will also depend on how the platform is protecting you against this. If you were lending the money directly to the borrower, you would lose your money. I think these two events are pretty sad because many people lost money. The Poor Swiss a message here. It is not a great thing on my part! When you invest in P2P loans, you essentially loan another person money. Compared to stock markets, P2P investments have less volatility and a low correlation. A borrower can ask for a loan on the platform. Investing with Lending Club. It is the first platform I have heard of. They have about 30’000 users and manage approximately 15 million euros. You can choose in which loan originators you invest. Overall, the application form is very simple and easy to fill out, requiring you to provide typical information like your name, address, and social security number. Such a large minimum investment is a big deal breaker! Peer to peer (p2p) lending is simply a website for individuals to request a loan from funding sources outside of banks. But it is still interesting, and it offers some diversification over investing in the stock market. The ability to diversify when investing in P2P lending attracts all types of investors, from the seasoned investor to those just beginning in investing. creditgate24.ch is another younger alternative. 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