With its RM38 cashback cap per month, you’ll earn cashback for up to RM633.34 spent with this card. Public Bank Visa Signature. How to inquire and redeem Rewards Points of your credit card via Connect Online Banking: Jirnexu is an approved participant in the BNM Fintech Regulatory Sandbox. As a Commercial Bank Visa Signature Cardholder, you are eligible for a complimentary membership of LoungeKey, with a complimentary visit every year to access over 1000 airport lounges in more than 130 countries. Like what you see but can't afford the purchase? Public Bank Quantum Visa – 5% Cashback on all Contactless spend (with some exemptions) up to RM30 a month. Check out the best cashback credit cards in Malaysia for online transactions. Public Bank, a complete one-stop financial portal, offering a range of accounts, credit cards, loans, deposits and other financial aids for our personal and commercial customers. The Public Bank Quantum Card is considered one of the best credit cards in Malaysia because they offer combo credit cards, a Visa and a MasterCard. Haven't received my message yet? Report ... just want to ask if top up to touch n go e wallet is entitled for cashback for pbb quantum card and pbb visa signature?? List of Public Bank Credit CardsGold Credit Cards PB Visa Gold PB Gold MasterCard Platinum Credit Cards PB Visa Platinum PB Platinum MasterCard Others PB Visa Classic PB Visa Infinite (By Invitation) PB World MasterCard | V1 PB MasterCard Standard PB Executive MasterCard Co-Branded Credit Cards PB-Petron Visa Gold PB-AIA Visa Gold Mutual Gold-PB Visa Platinum (By … Open WhatsApp now. I agree to be contacted by RinggitPlus via WhatsApp regarding my application, Public Bank Zero Interest Installment Plan, Public Bank Visa Signature Terms and Conditions, Public Bank Visa Signature Product Disclosure Sheet, RinggitPlus Sign Up Offer Gift Terms and Conditions, Public Islamic Bank Visa Gold Credit Card-i, Public Islamic Bank MasterCard Platinum Credit Card-i, Public Islamic Bank Visa Platinum Credit Card-i, Public Islamic Bank MasterCard Gold Credit Card-i, Best Free Airport Lounge Access Credit Cards, Guide to Buying Your First Insurance Plan. 9 minute read; R RinggitPlus. Public Bank Quantum Card Photo credit: RinggitPlus. VIP Points are redeemable for Air Miles, voucher, other goods and services from Public Bank Preferred Redemption Rewards Catalogue. With Public Bank Visa Signature credit card, you can get your cashback up to RM38 every month when you swipe on Dining, Grocery and Online Transaction. PB Visa Signature Credit Card Earn 1 VIP Point with every Ringgit spent on other retail transactions locally and abroad (excludes grocery (MCC 5411), dining (MCC 5812, 5813, 5814), online transaction, casino (MCC 7995), cash advances, balance transfer transaction at University Tunku Abdul Rahman ); but how does it measure up in the beauty stakes? It is worth noting that Public Bank Visa Signature credit card is issued for free of charge in the first year - one of the many benefits and privileges of becoming Public Bank credit cardholders. All rights reserved. Let’s say I spend RM500 in a month on ‘wave’-ing for my grocery shopping, eating out at restaurants. We list some of the best for you. You’ve voted, and now we’d like the announce the winners! Public Bank is revising its points redemption rates for Enrich Miles and BIG Points. Public Bank Visa Signature credit card just showed you the savings perk of this wonderful credit card when you spend on essential categories such as Dining, Grocery and Online Transaction. RinggitPlus Readers’ Choice Awards 2020: Affin Duo, Maybank, TNG eWallet Emerge As Big Winners. Petrol Price Malaysia Live Updates (RON95, RON97 & Diesel), Standard Chartered Offers Year-Long Grab Deals For Selected Credit Cardholders, Affin Bank Launches Affin Invikta, A Premier Banking Service With A Visa Infinite Credit Card, #SaveMoneyWithHann: A Personal Finance Q&A, #SaveMoneyWithHann: Saving Smart While Interest Rates (and OPR) Are Low, #SaveMoneyWithHann: Surviving Covid-19 & MCOs For SMEs. With zero minimum spend requirements, it is a solid cashback credit card that’s good for up to RM633.33 in monthly spending. Annual Fee. It’s rare for a high-tier card to offer cashback these days, but the Public Bank Visa Signature is one of the better ones. SMS SMS BTCX to 66300 and our Customer Contact personnel will be in touch with you to complete the application : 3. Affin Bank Launches Credit Card That Offers 3% Cashback On Contactless Transactions By the end of 2020, PLUS intends to fully implement cashless payment methods at rest and service areas across the nation. Spending outside of the Dining, Grocery and Online Transaction category will not earn you cashback, but VIP Points. Ambank TRUE Visa Card One of many ways to earn back the money you have spent is by way of cash rebate. Take advantage of savings and flexibility when you transfer your outstanding credit card debts to Public Bank credit card to benefit from a low one-time upfront interest starting from 1.5%. Then as a Visa Signature customer, car hire is the way to go when travelling internationally. Credit Card Beauty Pageant: Which is the Hottest Card in Malaysia? Effective cash back = 6% – PosOnline Fee 2% = approximately 4%. To maintain the waiver condition, just swipe 12 times your Visa Signature card in a year. © 2021 Jirnexu Sdn. Your cash rebate will be capped at RM38 per month. Note: The RM1.00 MEPS Member Bank’s ATM service fee is temporarily waived during the MCO/RMCO/CMCO period. on all retail spends (excluding Dining, Groceries, Online Purchases, Casino, Cash Advance, Balance Transfer, UTAR, TARC, Government and Charity Transactions, and payments via PBe online banking & ATM). Annual fee: free for first year, RM388 after BUT waived when you swipe 12 times/year. Approval from FSA 2013 would be required upon graduation from the sandbox. 6 posts Read More. Price: RM3,000 minimum monthly income Apply Now On Public Bank. With its RM38 cashback cap per month, you’ll earn cashback for up to RM633.34 spent with this card. On top of that get automatic free travel insurance coverage of up to RM 500,000 too! Public Bank Visa Signature (FREE FOR LIFE with minimum 12 swipes per year) – you can earn 6% cash back with Online Transactions. RinggitPlus Readers’ Choice Awards 2020: Affin Duo, Maybank, TNG eWallet Emerge As Big Winners, Public Bank Revises VIP Points and Air Miles Redemption Rates. However, I didn’t activate the Visa card when I receive it because the benefits of this visa card don’t fulfill my requirements. You probably know the benefits of your card (and if not, bookmark our site! First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee. Income RM2,000 /month Annual Fee Free* Cashback up to 0.1%; Public Bank Visa Signature Min. But a slight catch here, VIP Points are not credited for unqualified transactions such as EPP, casino, cash advances, charity donations, TARC and UTAR transactions, government-related payments, dining, groceries, online purchases, and payments via PBe online banking and ATM. Apply for Public Bank Visa Signature Credit Card by Public Bank. Get a complimentary visa Public Bank Quantum Visa credit card when you sign up. What Is The Best Cashback Credit Card For Online Shopping? It’s rare for a high-tier card to offer cashback these days, but the Public Bank Visa Signature is one of the better ones. For another spending, you will be entitled to earn VIP Points instead. Income RM6,666.67 /month Annual Fee Free* Cashback up to 6%; Public Islamic Bank MasterCard Platinum Credit Card-i Min. I’ll then see RM500 x 5% = RM25 deducted off my credit card bill in my next statement. Public Bank, a complete one-stop financial portal, offering a range of accounts, credit cards, loans, deposits and other financial aids for our personal and commercial customers. Many credit cards in Malaysia offer cashback for utility bill payments. Ambank TRUE Visa Card Be double rewarded with 6% cash back and earn VIP points for your purchases. In the premium lounge, you get to indulge in the comfort of privacy and exclusivity while waiting for boarding call - what a way to begin a journey. Card PM. Public Islamic Bank Visa Gold Credit Card-i Min. by Pang Tun Yau; 5th January 2021; You’ve voted, and now we’d like the announce the winners! Public Bank Visa Signature. I ranked it at no.4 because of its high minimum income requirement and low cash back limit. Check and redeem them easily with Hong Leong Connect! Public Bank Visa Signature used to be a great card with RM50 cash back each month before they reduced the cashback cap. Just a bare minimum: swipe a minimum of RM1 with your Visa Signature on these three categories, the 6% cashback is yours. Are you strapping for cash? 2x complimentary access to Plaza Premium Lounge in Malaysia. Think of it as a higher-end Quantum Mastercard, with slightly higher cashback rates and monthly cap. Via MEPS Member Bank’s ATM,service fee is RM1.00 per successful transaction. The new Affin Bank Visa Signature Card offers 3% cashback on contactless transactions capped at RM80 per month. 1. With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. But which card should you use to maximise your savings? Card PM. Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Signature credit card at a small fee. With VIP Points, you can redeem a wide range of items including Air Miles, gift vouchers, e-Voucher (for spending at Public Bank e-Mall), and other goods and services from Preferred Redemption Rewards Catalogue. Regardless, this card is still worth to be kept under your credit card arsenal if you qualify for the application. with flexible repayment terms of your choice with Public Bank credit card instalment plans. Minimum income requirement: RM80,000/year or RM6,667/month Get a complimentary travel insurance coverage worth RM500,000, including compensation for travel inconveniences such as delayed flight or missed flight, and delayed luggage or lost luggage. 5. It’s rare for a high-tier card to offer cashback these days, but the Public Bank Visa Signature is one of the better ones. We take a look at the best looking credit cards in Malaysia waiting to hang onto your trouser pockets! This will affect all its credit cards with VIP points and Air Miles points benefits. Enjoy 2x free access to Plaza Premium Lounge in Malaysia when you flash your Visa Signature credit card at selected airports. one month after the successful EPP conversion. I'll need to ask you a few more questions to complete your application. What's the condition? Income RM2,000 /month Annual Fee Free* Cashback up to 0.1%; Public Bank Visa Signature Min. Free for life; SST RM25 – can be … With hundreds of credit cards to choose from in Malaysia, which among them offer the best cashback benefits? Joined: Aug 2012. if want to applied credit card better apply online like imoney /ringgitplus or just go to the bank branch? Also, a travel insurance worth RM500,000 is complimentary when you charge all your travel arrangements to your Public Bank Visa Signature credit card. Cashback: 6% on online, dining, and groceries, capped at RM38 a month Income requirements: RM80,000/year (RM6,667/month) Annual fee: RM388, waived with 12x transactions a year. Public Bank Visa Signature. 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